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Credit Card Services and the Visa-MasterCard Duopoly

Swiping fees, also known as interchanging fees, were originally designed to protect consumers against fraud and to reduce the burden of overhead costs. Merchants using credit card services have been increasingly agitated by the idea that banks are using swiping fees for profit, however, which has spawned the creation of the Durbin Amendment to the […]

How the Durbin Amendment Affects Credit Card Merchant Services

In 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act was created initially to lower swipe fees for business owners and holders of merchant accounts. It supposedly reduces the cost for merchants and consumers by cutting bank revenue. This revenue, normally gained by increasing swipe fees, was largely opposed to by banks for obvious […]

How can your business begin to accept credit card payments?

If you are planning to start up a new business or have an existing business and want to accept credit card payments, the first step is to open a merchant account with a merchant’s service provider. What the merchant account does is act as the interface between your merchant account and your customers bank account. […]

What Can a Nationwide Business Collection Agency Do for You?

If you think doing business these days is as easy as sending out bills and collecting money, think again! Customers can come up with all kinds of reasons to delay paying your bills (or skipping out on them altogether) – leaving you holding the bag! If you don’t want to get stuck working for free […]

Need to Accept Credit Cards? Follow These 3 Tips

If you don’t accept credit cards for business, you can’t expect to be in business for very long. After all, the number of people carrying cash around today is very small. People expect that a simple swipe can buy everything they need. If it can’t, they’ll simply move on to a retailer where it can! […]

4 Things to Look for in a Merchant Services Provider

If you want your business to succeed, you’ve got to be able to accept credit card payments. However, you can’t just settle for any ol’ merchant services provider. Instead, you need a provider that can: 1. Provide you with very the best equipment The average merchant services provider will give you free equipment. However, that […]

4 Things to Expect When You Buy Debt Recovery Services

OK, so debt recovery services aren’t free. However, when you get them from a quality company, the money you’re paying for them is well worth it. Here’s why: 1. The fees are reasonable Good debt recovery services will charge you a portion of the money they collect. However, that percentage won’t break your budget. Instead, […]

3 Ways to Incorporate Wicker Furniture into Your Home Décor

If you’re looking for a décor that’s going to stand the test of time, you’ll get it from wicker furniture. After all, this stuff has been in style for decades, and it will continue to be in style for decades more. When you buy wicker furniture, you’ll get something that looks great, feels great, and […]

4 Things a Good Merchant Services Provider Will Give You

You can’t expect to make a bunch of money if you don’t accept credit cards. However, you can’t accept credit cards unless you have a merchant account service. That means the quality of the service you get from your merchant services provider will determine how much money you make! That’s why you need to be […]

Want to Accept Credit Cards 4 Questions to Ask Your Merchant Services Provider

If you want to accept credit cards, you have to find a quality merchant services provider. But with so many companies out there claiming to be the best, how do you know if you’re dealing with a good one? Ask these 4 questions before you sign on the dotted line: 1. “Will I be able […]